Five clusters, one decision. Founding Coalition tiers (private adopters, visible participants, named members), top-down authority channels, bottom-up amplification, internal Fiserv politics (CEO gate, Josh as champion, Joe Healy vs. Whitney), and the external forces compressing the window — JANA Partners, the −65% stock crisis, the wealth-gap narrative, and $33.9T in ESG AUM. Hover any node for role and source. Toggle clusters on the left.